Health Care Reform, Keeba's
Keeba's Commentary
                Keeba's Health Care Reform Plan
Posted Friday, February 26, 2010
Filed under
Commentary, Video
First and foremost, this plan only covers United States citizens.

If you are not an U.S. citizen and have problems with this healthcare bill, then visit those who still believe in the
inscription on the statue of liberty which says….

However, fret not as taxpayers are currently paying for you anyway, but…well, first let me say that in no way was
this meant to sound sarcastic nor a desire to have anyone needlessly suffer.   Personally, I care and pray for you
and you and you and you too; no matter whom you are.  However, you see how they treat us, how do you expect
them to treat you?

Secondly, this healthcare plan is feasible and every politician WILL agree with it as it helps protect his or her
current health insurance and job.

Thirdly, this healthcare reform bill goes into effect today!
Not like the brazen giant of Greek fame,
With conquering limbs astride from land to land;
Here at our sea-washed, sunset gates shall stand
A mighty woman with a torch, whose flame
Is the imprisoned lightning, and her name
Mother of Exiles. From her beacon-hand
Glows world-wide welcome; her mild eyes command
The air-bridged harbor that twin cities frame.
"Keep, ancient lands, your storied pomp!" cries she
With silent lips. "Give me your tired, your poor,
Your huddled masses yearning to breathe free,
The wretched refuse of your teeming shore.
Send these, the homeless, tempest-tossed to me,
I lift my lamp beside the golden door!"
If do not have children, you will want to participate in this plan as it will greatly benefit you.

If you have more than five children, this plan will benefit you as you and your family will fall into the current
government-run option.

If you live in Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia,
Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan,
Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New
York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and/or
Wyoming, you have the right to cross State-lines and on foreign lands with your insurance coverage.  
This applies to Insurance Companies as well.
This entry was originally created Wednesday, February 17, 2010 but edited and published on Friday, February 26, 2010 - filed under Keeba’s Commentary
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here.  (Comments are posted here.)
Keeba Smith is a published writer and desired screenplay artist.  She is the author of “Shades of Bright Pale,” and many other
unacquainted writings. Please visit to find out more about Keeba Smith, read additional critiques and her
unpublished autobiography,
“Spirit in the Dark.”
© 2010
If you make less than $70,000 per year, ALL co-payments will be $10.00.  If your current co-payments are more
than $25.00 and you make less than $70,000, you will be eligible for Medicare and Medicaid Services even if you
currently have an 8-hour job.

*  (Note: Medicare and Medicaid are already federal-government-run-programs; handling healthcare, so you will
not notice a change.)
*  (Note: COSTS under the insurance companies does not apply to individual recipients/patients of this bill.)
If you are currently or have been previously in the United States Military, then you will rightfully have and
receive any and all necessities of healthcare for you and your immediate family.
If you opt out of this plan, there will not be any penalties.  However, if any insurance Company opts out, they
will be taxed accordingly and will be forced to pay penalties according to Federal government laws.
Medicare and Medicaid
Medicare and Medicaid are already federal-government-run-programs; handling health care.
Medicaid is the United States healthcare program for eligible individuals and families with low incomes and
resources.  It is a means-tested program that is jointly funded by the States and federal government, and is
managed by the States.  Among the groups of people served by Medicaid are certain eligible U.S. citizens and
resident aliens including low-income adults and their children, and people with certain and verified disabilities.   
Poverty alone DOES qualify ANY individual for Medicaid.  It is estimated that approximately 6% of poor
Americans are not covered by Medicaid. However with this plan, you are eligible if you meet the lines of poverty
requirements.  Medicaid is the largest source of funding for medical and health-related services for people with
limited income in the United States.
Eligibility: Anyone seeking Medicaid must produce documents to prove that he or she is a United States citizen or
resident alien as well as proof of their financial income.

Medicaid is a joint federal-state program that provides health insurance coverage to certain categories of
low-income individuals, including children, pregnant women, parents of eligible children, and people with
disabilities.  Medicaid was created to help low-income individuals who fall into one of these eligibility categories
and pays for ALL medical and health services.

Medicaid helps eligible individuals who have little or no medical insurance.  Congress and the Centers for
Medicare and Medicaid Services (CMS) set out the main rules under which Medicaid operates and each Federal
State runs its own Federal law program.  Under no certain circumstances, any category of applicant will be
never be denied coverage and if so, all of Congress, the Senate as well as ANY government official will be
effected.  As a result, the eligibility rules do not differ from State to State as ALL States must follow the same
basic framework of this Federal law.

Medicaid and Medicare Categories
There are a number of Medicaid eligibility categories; within each category, there are requirements other than
income that must be met.  These other requirements include, but are not limited to, age, pregnancy, disability,
blindness, income and resources, and one's status as a U.S. citizen or a lawfully admitted immigrant.  There are
special rules for those living in a nursing home and disabled children living at home.  As a result, these
individuals will receive the same healthcare as former United States Vice Presidents.  A child is covered under
Medicaid if she or he is a U.S. citizen or a permanent resident.  A child is eligible for Medicaid regardless of the
eligibility status of his or her parents or guardians.  Thus, a child can be covered by Medicaid based on his or
her individual status even if his or her parents are not eligible.  Similarly, if a child lives with someone other than
a parent, he or she may still be eligible based on his or her individual status.

Medicaid and Medicare Eligibility
In general, individuals are eligible for Medicare if:
  • They are 65 years or older and U.S. citizens or have been permanent legal residents for 5 continuous
years, and they or their spouse has paid Medicare taxes for at least 10 years.
  • They are under 65, disabled, and have been receiving either Social Security benefits or the Railroad
Retirement Board disability benefits for at least 24 months from date of entitlement (first disability payment).
  • They get continuing dialysis for end stage renal disease or need a kidney transplant.
  • They are eligible for Social Security Disability Insurance and have amyotrophic lateral sclerosis (known as
ALS or Lou Gehrig's disease). As well as anyone who is unable to work due to Multiple Sclerosis (MS),
Lupus, Ataxia, and/or Fibromyalgia as well as any other neurological illness.

The 24-month exclusion means that people who become disabled will NOT have to wait 2 years before receiving
government medical insurance. Special provisions remain in place such as verification of illness and financial

Both Medicaid and Medicare are dual-eligible. This means they qualify for both Medicare and Medicaid.

All Medicaid and Medicare recipients are eligible under Plans A, B and D.
In short, ALL U.S. citizens are eligible for the same medical insurance as each and every other American.
Meaning, ALL U.S. citizens MUST have the same medical coverage as the president of the United States of
America, each and every congress man and woman as well as every Senator – all who receive lifetime benefits.
Thus, so will all United States of America citizens.  

Additionally, if any Federal government worker (Politician(s)) contract HIV or any other terminal illness, they will
continue to receive lifetime benefits through this program just as ALL UNITED STATES CITIZENS.
This is for all Americans and every insurance Company to participate.  The option is, you can opt in or opt out.
Anyone that already has medical insurance and whose take-home pay is less than $80,000 per year, there will be
a 50% reduction in their monthly and/or yearly premiums.  (If you pay monthly, you will note a 50% decrease – if
you pay yearly, you will receive a 50% decrease.)
If you make less than $70,000 per year, ALL prescriptions will be $40.00.  
If you are currently paying less than $40.00 per prescription, depending on your take-home pay, the amount will
remain the same.
Frankly, lets just face it, most if not all Americans are in great need of some type of psychological treatment,
however, some refuse to acknowledge it.  

The following group of people are in great need of a lobotomy if the fall into any of the following:
  • Those that do not vote and/or are not avid voters
  • Those that re refuse to think for themselves
  • Those that believe anything and everything they watch on Fox News; especially Sean Hannity but with very
few exceptions of Bill O'Reilly
  • Those that listen to G Beck and/or R Limbaugh.

If you are for health care reform, then it is obvious that you need some type of financial assistance with your
medical costs.

If you are against health care reform, you are either rich, young, never sick and/or have a cold heart.  
Anyone, who does not care about someone else’s life, has to be truly merciless.
Insurance companies will no longer be able to engage in discriminatory practices that enable them to refuse to
sell or renew policies due to an individual’s health status.  In addition, they can no longer exclude coverage of
treatments for pre-existing health conditions.  The bill also protects consumers by prohibiting lifetime and annual
limits on benefits.
Recognizing the special needs of small businesses, those with payrolls that do not exceed $500,000, are exempt
from the employer responsibility requirement.
Insurance Companies cannot put ANY limitations in changing rates on premiums due to health status, gender,
race or any other factors.  Under this proposal, premium rates only vary when and if a person makes less than
the eligibility requirement and/or has a loss in employment.
The plan builds on the employer’s sponsored coverage that exists today.  Employers will have the option of
providing health insurance coverage for their workers or contributing funds on their behalf.

Employers that choose to contribute will pay an amount based on eight percent of their payroll.  Employers that
choose to offer coverage must meet minimum benefit and contribution requirements specified in the proposal.
Because this health care reform covers ALL United States citizens – with the same coverage as our federal
government i.e. politicians – this plan does not need address Insurance Exchange.
Except in cases of hardship, once market reforms and affordability credits are in effect, individuals will be
responsible for obtaining and maintaining health insurance coverage.  Those who choose to not obtain coverage
will pay a penalty of 2.5 percent of modified adjusted gross income above a specified level.

The reason this is in place:
You would have to be a dunderhead not to agree with this plan as it covers you and every single U.S. citizen.
Currently, insurance Companies earn over $200 million and they and other multi-million dollar Companies will be
able to contribute to the nation’s taxes.  Additionally, those individuals who earn $100,000 and more will also
contribute to maintain costs.  

Currently the United States of America pays over $4,000,000,000 to protect visiting world leaders, current and
past presidents as well as other “protectees.”  To help pay the cost of healthcare, Public Law 103-329 will no
longer be in effect but a new law will be put in place.  Therefore, only current president Barack Obama and
former president George H. Bush will be the ONLY ones to receive protection of the United States Secret
Service.  (The new public law will remain in effect for current and one previous president.)

This new law effects William J Clinton, George H. W. Bush, Nancy Reagan, James (Jimmy) Carter, their spouses
and descendants.  Simply put, the above mentioned will no longer use the United States Secret Service or any
other lifetime governmental assistance and Public Law 103-329 does not and will exist for them.

  • Citizen:
A person with citizenship- membership in a political community such as a country or city.

  • A Person:
A legal concept both permitting rights to and imposing duties on one by law. In the fields of law, philosophy,
medicine and others without this term and meaning being specialized or used as any other meaning.  Humans are
commonly registered at birth. Registration is the process by which most people are given a person.

  • Affordability:
Because this healthcare reform covers ALL U.S. citizens – with the same coverage as our federal government i.e.
politicians – this plan is very affordable.  If not, ALL of our politicians have agreed to take a pay-cut because they
are aware that they work for THE PEOPLE.

  • Insurance Exchange:
The new Health Insurance Exchange creates a transparent and functional marketplace for individuals and small
employers to comparison shop among private and public insurers.  It works with state insurance departments to
set and enforce insurance reforms and consumer protections, facilitates enrollment, and administers affordability
credits to help low and middle income individuals and families purchase insurance.  Over time, the Exchange will
be opened to additional employers as another choice for covering their employees.  States may opt to operate
the Exchange in lieu of the national Exchange provided they follow the rules of the federal law.

  • Means-tested:
The term “means test” refers to an investigative process undertaken to determine whether or not an individual or
family is eligible to qualify for help from the government.

  • Poverty:
Having a limited income is one of the primary requirements for Medicaid and Medicare eligibility, but poverty
alone does not qualify a person to receive Medicaid benefits unless they also fall into one of the defined eligibility
categories.  Medicaid WILL provide medical assistance for all poor persons especially in the case of
emergencies.  All claims will be paid after financial income is verified.

  • Resident Alien:
In law, an alien is a person in a country who is not a citizen of that country.
The bill will reduce the growth in health care spending in a numerous ways.  Investing in health care through
stronger prevention and wellness measures, increasing access to primary care, health care delivery system
reform, the Health Insurance Exchange and the public health insurance option, improvements in payment
accuracy and reforms to Medicare and Medicaid will all help slow the growth of health care costs over time.

These savings will accrue to families, employers, and taxpayers.

  • Modernization and improvement of Medicare.  The bill implements major delivery system reform in
    Medicare to reward efficient provision of health care, rolling out innovative concepts such as accountable
    care organizations, medical homes, and bundling of acute and post-acute provider payments.  New
    payment incentives aim to decrease preventable hospital readmission’s, expanding this policy over time to
    recognize that physicians and post-acute providers also play an important role in avoiding readmission’s.  
    The plan does not improve nor weaken any parts of Medicare or Medicaid but insures coverage for every
    single American while eliminating the “donut hole” and does away with unnecessary and duplicate
    government-run programs.  A centerpiece of the proposal is a complete reform of the flawed physician
    payment mechanism in Medicare (the so-called sustainable growth rate or “SGR” formula), with an update
    that wipes away accumulated deficits, provides for a fresh start, and rewards primary care services, care
    coordination and efficiency.
  • Innovation and delivery reform through the public health insurance option.  The plan will empower
    implement innovative delivery reform initiatives so that it is a nimble purchaser of health care and getsmore
    value for each health care dollar.  It will expand upon the experiments put forth in Medicare as well as
    Medicaid and provide the flexibility to implement value’s based purchasing, accountable care organizations,
    medical homes, and bundled payments.  These features will ensure the plan is a leader in efficient delivery
    of quality care, spurring competition with private plans.
  • Improving payment accuracy and eliminating over-payments.  The plan eliminates over-payments to
    Medicare Advantage plans and improves payment accuracy for numerous other providers, following
    recommendations by the Medicare Payment Advisory Commission and the President. These steps will
    extend Medicare Trust Fund solvency, and put Medicare on stronger financial footing for the future.
    Because everyone has this option, there will be more awareness of waste as every single person in
    America would have to depend on it – no matter who you are or what position you hold.  (This wouldinclude
    ALL politicians.)
  • Preventing waste, fraud and abuse.  New tools will be provided to combat waste, fraud and abuse within
    the entire health care system.  Within Medicare, new authorities allow for pre-enrollment screening of
    providers and suppliers, permit designation of certain areas as being at elevated risk of fraud to implement
    enhanced oversight, and require compliance programs of providers and suppliers.  Additionally, this would
    create more jobs in each and every State in the United States of America.  This plan will build upon the
    safeguards and best practices gathered from experience in other areas.
  • Administrative simplification.  This plan  will simplify the paperwork burden that adds tremendous costs and
    hassles for patients, providers, and businesses today. It will reduce the growth in health care spending in
    numerous ways.  Investing in health care through stronger prevention and wellness measures, increasing
    access to primary care, health care delivery system reform and the Health Insurance Exchange -
    improvements in payment accuracy and reforms to Medicare and Medicaid will all help slow the growth of
    health care costs over time. (These savings will accrue to families, employers, and taxpayers.)
  • Politician Investment.  Doing their jobs by working for The People of the United States of America.
This bill covers abortion with very few exceptions and will be decided between the women and discussions with
her personal doctor.  

*Note that it does not leave room for pro-right and/or pro-life debate as it is not a government's right to decide
what a woman should or should not do with her body.
All contents Copyright (Keeba Smith) or other copyright holders. All rights reserved.
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Q:  Will Republicans be for or against Keeba’s Health Care Reform Plan?
A:  In short, they will be for it as they need health care insurance like every other American.  And if they or
anyone else refuses to agree, then NOT ONE SINGLE REPUBLICAN and/or American Citizen will have Health

Q:  What is the difference between a "public option" and a single-payer plan?
A:  The "public option" is a single federal insurance plan that would compete with private insurance companies.
Single-payer is a complete government-run health insurance system under which everyone is covered, e.g.,
Canada’s system.
Long Answer: The so-called "public option" has taken several forms in several different health care bills this
year in Congress. All of the proposals, however, would create a federal health care plan, something like
Medicare, but for persons under age 65. Individuals and small businesses would be able to buy such a plan
just as they would purchase a health care plan from a private insurance company.  Proponents of a public
option say it would create more competition for the private companies, holding prices down for everyone.
Opponents say that private insurance companies would have a hard time competing against the public option,
which they say would be less expensive and would eventually drive private companies out of business.
In theory, a public plan could be unfair competition if granted the power to force doctors, hospitals and other
providers to accept payments that are far below what private insurance plans pay. But analyses of the leading
bills that have emerged predict that only a small percentage of Americans would actually take up the public
health insurance plan.

Q:  What is the difference between a "public option", a single-payer plan and Keeba’ Health Care Reform Plan?
A:  The "public option" is a single federal insurance plan that would compete with private insurance companies.
Single-payer is a complete government-run health insurance system under which everyone is covered, e.g.,
Canada’s system.
Keeba’s Health Care Reform Plan is not ran by anyone but is monitored in the same manner as medical
insurance for Barack Obama, John Boehner, Alan Grayson and George LeMieux.  Every single U.S. citizen is
eligible for this plan and there are not any penalties if anyone chooses to opt out.
Long Answer: While the “public option” allows for competition with private insurance companies, Keeba’s
Health Care Reform Plan does not as all insurance companies will be insuring all Americans in the same
manner as they insure all U.S. politicians and the U.S. president.  Keeba’s Health Care Reform Plan is
comparable to the single-payer plan: EVERYONE is covered and no one is left out – eliminating separation
between the “haves and the have nots.”  While each and every single American is eligible for Keeba’s Health
Care Reform Plan, there may be some who might not want to participate due to rising cost.  However, the cost
will lower when all Americans realize that no one is exempt of the right to life, liberty and happiness a suitable
and justifiable right that Harry S. Truman reiterated in 1945.

Q:  If everyone has the same health care choices, will there be long waiting lines for health care?
A:  Yes.  The same delay that our politicians face.  (The same for Barack Obama, John Boehner, Alan Grayson
and George LeMieux etc.)

Q:  Should I be worried that creating a whole new bureaucracy will tax my children’s future? I'm a single mother
who makes good money but even with 2 dependents 30% of my paycheck goes to taxes. Why does the
Federal government have to control this why can't the individual states take on the health care issues as each
sees fit? Offering different social service programs and expanding health dept services. The Federal gov
running my health care scares me because they don't do a good job with anything else. I've been uninsured
with chronic health care conditions, I've been on welfare with the birth of my first child, I've been in the military
system growing up and married to it for a time. You will never find a perfect system but I do really feel some of
my best care has been through my private health care PPO which allow me to make my own health care
choices with my doctors for my various chronic health care condition. I believe eliminating pre-existing
conditions is a good start
A:  Because these questions are long and entangled, I will attempt to answer each as they appear:
The short answer is no, you will not have to worry about taxing our children’s future as it taxes the highest paid
individuals and that will start with people a list of over 80 people such as Warren Buffett, Bill Gates, Larry
Ellison, Christy Walton, Jim C. Watson, Alice Walton, Alice Walton, Michael Bloomberg, Charles Koch, David
Koch, Sergey Brin, Larry Page, Michael Dell, Steven Ballmer, George Soros, Donald Bren, Paul Allen, Abigail
Johnson, Forrest Edward Mars, Jacqueline Mars, John Mars etc. However, those taxed the highest will begin with
the president of the United States, congressional and senatorial members. As a person who makes “good
money”, well you will follow under the guidelines of the middle-class and considered the lowest taxed.
As you stated, the government has not done a good job with mandating services, however it has previously
setup a plan for you to take care of yourself if your children should abandon you.  In addition, you do have
water and electricity.  Furthermore, the government or some organization should have a system in place to help
those individuals that do not have health care insurance.  Consider yourself blessed to already have that in
place, as there are over 30,000,000 people who do not.
To leave each State in with their own pool of resources to affordable health care is unfair and as you stated, too
costly as the excess of cost will have to be divided among the middle-class; which is were you currently fall.
You stated that you were dealing with a chronic illness, pregnant on welfare etc.  First, the government provided
for you while on welfare, which is another government run system that you and millions of Americans use.
Keeba’s Health Care Reform Bill is not a fix-all system, but a work in progress that will ultimately help save the
middle class  - and ultimately will stop squeezing out the lower class.
In short, why would we want to eliminate or exclude anyone from receiving adequate and affordable health
care?  Furthermore, your tax dollars are already being used to help pay for the Iraqis to receive medical care.

Q:  There is a lot of “fear mongering.”  How do I decipher the truth and will not be caught in a web of lies?
A:  In short, do your research.  
Long Answer: When dealing with a rational argument some will resort to loaded words that contain a greater
emotional component then their definition allows. Words such as "socialized” or "liberal" have a different
emotional meaning to an American than they do to a Canadian. To aid in the debate, sometimes it is
necessary to replace an emotionally loaded word with a closely related, but less emotionally loaded one. For
example, "universal" instead of "socialized". Another strategy that can help in the debate over health care
reform in the U.S. is to look at those who are already in your future. Canada has had a Universal Health Care
System for at least 60 years. If you are worried that, as you age, you'll receive less health care, then just look
North.  Elderly people receive just as much care in Canada as they do in the U.S. A Universal system has one
major benefit.  It reduces anxiety and you will not need to worry about losing care because you lost your job,
or are similar to Dick Cheney who is 69 years old and has suffered five (5) heart attacks.

Q:  The government seems to fail at everything it touches, for example: running large-scale programs such as
Social Security, and even more recently, the Cash-for-Clunkers program (which is a tiny program compared
to the budget projected for healthcare). How would a government-run healthcare system be any different?
What will the government do differently with this program to ensure its success?
A:  Social Security has been working for Americans for over 75 years.  If you ask some people, they will say it
runs quite well, whereas others might deem differently.  But, the government cannot and will not ever please
everyone.  Additionally, Medicare has been working very well for Americans.  Again, because we cannot please
all the people all the time, that is why you do not have to participate in Keeba’s Health Care Reform Plan.  It is

Q:  Would Keeba’s Health Care Reform Plan be too expensive?
A:  No, because Keeba’s Health Care costs would be lower than the current U.S. system due to lower
administrative costs. The United States spends 50 to 100% more on administration than single payer systems.
By lowering these administrative costs the United States would have the ability to provide health care, without
managed care, increase benefits and still save money.

Q:  Why doesn’t the United States have universal health care as a right of citizenship?
A:  The United States is the only industrialized nation that does not guarantee access to health care as a right of
citizenship. 28 industrialized nations have single payer universal health care systems, while 1 (Germany) has
a multi-payer universal health care system similar as to the one former President Clinton proposed for the
United States.

Q:  Doesn’t the United States already have the best health care system in the world?
A:  Short Answer: No.
Long Answer: Try these facts:
  • Fact 1:  The United States ranks 23rd in infant mortality, down from 12th in 1960 and 21st in 1990
  • Fact 2:  The United States ranks 20th in life expectancy for women down from 1st in 1945 and 13th in 1960
  • Fact 3:  The United States ranks 21st in life expectancy for men down from 1st in 1945 and 17th in 1960.
  • Fact 4:  The United States ranks between 50th and 100th in immunizations depending on the immunization.
    Overall, the U.S. is 67th, right behind Botswana
  • Fact 5:  Outcome studies on a variety of diseases, such as coronary artery disease, and renal failure show
    the United States to rank below Canada and a wide variety of industrialized nations.
Conclusion: The United States ranks poorly relative to other industrialized nations in health care despite
having the best trained health care providers and the best medical infrastructure of any industrialized nation.

Q:  Would Keeba’s Health Care Reform Plan deprive citizens of needed Services?
A:  Short Answer - No.  Can you read?  This includes EVERY SINGLE AMERICAN INCLUDING ALL OF YOUR
Long Answer these are the facts:
  • Fact 1:  Studies reveal that citizens in universal health care systems have more doctor visits and more
    hospital days than in the U.S.
  • Fact 2:  Around 30% of Americans have problem accessing health care due to payment problems or
    access to care, far more than any other industrialized country. About 17% of our population is without
    health insurance. About 75% of ill-uninsured people have trouble accessing/paying for health care.
  • Fact 3:  Comparisons of Difficulties Accessing Care Are Shown To Be Greater In The US Than Canada.
  • Fact 4:  Access to health care is directly related to income and race in the United States. Consequently the
    poor and minorities have poorer health than the wealthy and the whites.
  • Fact 5:  There would be no lines under a universal health care system in the United States because we
    have about a 30% oversupply of medical equipment and surgeons, whereas demand would increase about
Conclusion: Currently, the U.S. denies access to health care based on the ability to pay.  Under Keeba’s
Health Care Reform Plan, all would have limitless access care.  There would be no lines as in other
industrialized countries due to the oversupply in our providers and infrastructure, and the willingness/ability of
the United States to spend more on health care than other industrialized nations.

Q:  Would Keeba’ Health Care Reform Plan result in government control and intrusion into health care resulting in
loss of freedom of choice?
A:  Short Answer - Yes and no.  Keeba’ Health Care Reform Plan is for all Americans and we would know the
health and business of our federal government just as they would the average U.S. Citizen.
Long Answer: Under Keeba’ Health Care Reform Plan, you will not be forced to see providers on the insurer’s
panel to obtain medical benefits thus undercutting patient confidentiality and taking health care decisions
away from the health care provider and consumer. Although health care providers fees would be set as they
are currently in 90% of cases, providers would have a means of negotiating fees unlike the current managed
care system in which they are set in corporate board rooms with profits, not patient care, in mind.  Taxes, fees
and benefits would be decided by the insurer which would be under the control of a diverse board
representing consumers, providers, business and government. It would not be a government controlled
system, although the government would have to approve the taxes. The system would be run by a public trust,
not the government.
Conclusion: Keeba’s Health Care Reform Plan is administered by a state public health system that would be
much more democratic and much less intrusive than our current system. Consumers and providers would
have a voice in determining benefits, rates and taxes. Problems with free choice, confidentiality and medical
decision making would be resolved.

Q:  Under Keeba’ Health Care Reform Plan, are there any pre-approval lists to consider?
A:  No, there would be no management of care unlike the current managed care system which mandates insurer
pre-approval for services.

Q:  Is Keeba’s Health Care Reform Plan just another form of universal health care and/or socialized medicine that
would be unacceptable to the public?
A:  Short Answer - Keeba’s Health Care Reform Plan, is not socialized medicine and would be preferred by the
majority of the citizens of this country.
Long Answer: Keeba’s Health Care Reform Plan is not socialized medicine.  It is health care payment system,
not a health care delivery system. Health care providers would be in fee for service practice, and would not be
employees of the government, which would be socialized medicine. Keeba’s Health Care Reform Plan Single
payer health care is not socialized medicine, any more than the public funding of education is socialized
education, or the public funding of the defense industry is socialized defense. In a October 20, 2005 Harris
Poll, 60 to 75% of Americans would like a universal health care system.
    There is so much confusion and concern about the Health Care Reform
    Plan.  After reading only brief portions of a 1,017 page online document, I
    am alarmed that I was not able to find the portion that would lower
    premiums.  The segment on premiums led me to believe that there will be
    an increase in my premiums.  I assumed they would be lower, but I
    suppose I should not be too surprised, as my premiums have been
    increasing for the last 15 years.  Alternatively, it saddens me that some
    people will be paying increased premiums while already struggling to stay
    afloat.  If they are already financially hurting, an increase could be

When I first heard about the plan refusing to pay for abortions, I was truly dismayed, but then later, learned that it MAY
not include those who are victims of rape.  However, to me, it is still troubling, as I figured that if any young girl - or even
an older woman – finds herself in trouble and is unable to get an abortion, she might seek other alternatives that might be
deadly.  That is frightening.  Yes, I know the abortion debate has been a lingering issue since the 1970's and once shut
down the government in the 1990's, yet women have rights and need protection.

Nonetheless, while I have been trying very hard to find the answers I have been seeking, I am still at a lost.  And it seems
to me, that even the most intelligent and eager folks cannot figure it out, which is again, another scary thought.

If the United States Constitution is the shortest and oldest written document – including the Bill of Rights which
guarantees certain rights for The People – then why does it take more than 100 pages to write a health care bill?

I once heard someone say that the new health care Bill might be a bunch of rubbish and perhaps it may bite us in the
buttocks, and they just may be right.  However, I must consider who is against it.  I cannot help but continually consider
the Saturday Night Live episode when the Republicans tell President Obama that since he is for it, then they are against
it.  And if he were against it, then they would be for it.

I have to believe that President Obama can be trusted and that his Bill may be the answer, but since people on both the
Left and Right continue to complain, I say just use mine and be done with it.  If not, then stand down

Just like most Politicians, Community Leaders and Activists, I am so egotistical, that I felt I could write a health care
reform Bill better than any Democrat or Republican, so here is mine:
As respects to the video below, it is obvious that President Barack Obama is still having a tough
time with the Republican/Tea Party controlled Congress.  It is not just Health Care Reform, but
everything he does.
I would be remise if I did not say that I believe President Obama is the best person for the worst
job that is overseen by hate and bigotry.  There is no doubt in my mind that he is doing his best
under the circumstances.  Most of the time, I am glad he won, while at other times I remain deeply
concerned about his own health and life.

The job of the president appears to be hard and laboring, but President Obama's job seems
unnecessarily harder than our previous presidents.  What an uphill unnecessary battle.

The People have needs and health care reform is just one of them.  No, I do not expect all to
agree, but I do expect fairness and honesty.